{"id":1984,"date":"2025-11-17T12:47:21","date_gmt":"2025-11-17T12:47:21","guid":{"rendered":"https:\/\/orissaeconomicjournal.in\/en\/?p=1984"},"modified":"2025-11-17T12:47:23","modified_gmt":"2025-11-17T12:47:23","slug":"sbi-service-discontinued","status":"publish","type":"post","link":"https:\/\/orissaeconomicjournal.in\/en\/sbi-service-discontinued\/","title":{"rendered":"SBI \u0915\u093e \u092c\u0921\u093c\u093e \u092b\u0948\u0938\u0932\u093e: 1 \u0926\u093f\u0938\u0902\u092c\u0930 \u0938\u0947 \u092c\u0902\u0926 \u0939\u094b \u0930\u0939\u0940 \u092f\u0947 \u0938\u0930\u094d\u0935\u093f\u0938 \u2013 \u0916\u093e\u0924\u093e\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u0930\u0942\u0930\u0940 \u0916\u092c\u0930"},"content":{"rendered":"\n<p><strong>SBI to Retire mCASH from December 1, 2025 \u2014 What Customers Have to Know<\/strong><\/p>\n\n\n\n<p>The State Bank of India will retire its <strong>mCASH<\/strong> payment service on and after <strong>November 30, 2025<\/strong>. This affects customers who used mCASH\u2019s link-based transfers and claims, and understanding what changes and how to adapt will minimize disruption to everyday payments.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/orissaeconomicjournal.in\/en\/sbi-service-discontinued\/#What_Was_mCASH\" >What Was mCASH?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/orissaeconomicjournal.in\/en\/sbi-service-discontinued\/#Why_Is_SBI_Phasing_Out_mCASH\" >Why Is SBI Phasing Out mCASH?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/orissaeconomicjournal.in\/en\/sbi-service-discontinued\/#Who_Will_Be_Affected\" >Who Will Be Affected?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/orissaeconomicjournal.in\/en\/sbi-service-discontinued\/#Immediate_Steps_Customers_Should_Take\" >Immediate Steps Customers Should Take<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/orissaeconomicjournal.in\/en\/sbi-service-discontinued\/#Suggested_Alternatives_and_Quick_How-To\" >Suggested Alternatives (and Quick How-To)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/orissaeconomicjournal.in\/en\/sbi-service-discontinued\/#1_UPI_%E2%80%94_Instant_Most_Popular\" >1. UPI \u2014 Instant &amp; Most Popular<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/orissaeconomicjournal.in\/en\/sbi-service-discontinued\/#2_IMPS\" >2. IMPS<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/orissaeconomicjournal.in\/en\/sbi-service-discontinued\/#3_NEFT_RTGS\" >3. NEFT \/ RTGS<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/orissaeconomicjournal.in\/en\/sbi-service-discontinued\/#Security_Tips\" >Security Tips<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/orissaeconomicjournal.in\/en\/sbi-service-discontinued\/#Brief_Summary\" >Brief Summary<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/orissaeconomicjournal.in\/en\/sbi-service-discontinued\/#The_Concluding_Thought\" >The Concluding Thought<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Was_mCASH\"><\/span><strong>What Was mCASH?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>mCASH enabled customers to <strong>send money without adding beneficiaries<\/strong>\u2014using only the recipient&#8217;s <strong>mobile number or email address<\/strong>. A secure link and an <strong>8-digit passcode<\/strong> were sent to the receiver to claim the money in their bank account.<\/p>\n\n\n\n<p>It was a convenient option for <strong>quick and ad-hoc transfers<\/strong> without beneficiary setup.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Is_SBI_Phasing_Out_mCASH\"><\/span><strong>Why Is SBI Phasing Out mCASH?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>SBI states that with the evolution of digital payments, new systems like <strong>UPI, IMPS, NEFT, and RTGS<\/strong> provide faster, more secure, and widely accepted transfer options.<\/p>\n\n\n\n<p>mCASH was built on an <strong>older framework<\/strong> with limited security and no modern interoperability updates.<br>So SBI is rationalizing services toward <strong>modern payment rails<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Who_Will_Be_Affected\"><\/span><strong>Who Will Be Affected?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Customers relying on mCASH for <strong>instant, beneficiary-free transfers<\/strong><\/li>\n\n\n\n<li>Individuals or businesses using mCASH for <strong>one-time collections<\/strong><\/li>\n\n\n\n<li>Anyone who must now shift to <strong>UPI or bank transfers<\/strong><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Immediate_Steps_Customers_Should_Take\"><\/span><strong>Immediate Steps Customers Should Take<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Stop using mCASH links<\/strong> after <strong>30 November 2025<\/strong><\/li>\n\n\n\n<li><strong>Cancel pending links<\/strong> and notify recipients<\/li>\n\n\n\n<li><strong>Update SBI apps<\/strong> (YONO \/ BHIM SBI Pay) and any third-party UPI apps<\/li>\n\n\n\n<li><strong>Verify contact and bank details<\/strong> to avoid failed payments<\/li>\n\n\n\n<li>Learn <strong>UPI, IMPS, NEFT, RTGS<\/strong> for future transfers<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Suggested_Alternatives_and_Quick_How-To\"><\/span><strong>Suggested Alternatives (and Quick How-To)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_UPI_%E2%80%94_Instant_Most_Popular\"><\/span><strong>1. UPI \u2014 Instant &amp; Most Popular<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>How to use:<\/strong><br>Open BHIM SBI Pay \/ YONO \/ another UPI app \u2192 <strong>Pay<\/strong> \u2192 Enter <strong>VPA<\/strong>, scan <strong>QR<\/strong>, or enter <strong>account + IFSC<\/strong> \u2192 Enter amount \u2192 Authenticate with <strong>UPI PIN<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_IMPS\"><\/span><strong>2. IMPS<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>24\u00d77 instant transfers using <strong>account number + IFSC<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_NEFT_RTGS\"><\/span><strong>3. NEFT \/ RTGS<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>NEFT:<\/strong> routine bank transfers (batch-based)<\/li>\n\n\n\n<li><strong>RTGS:<\/strong> real-time for <strong>high-value transfers<\/strong><\/li>\n<\/ul>\n\n\n\n<p>These alternatives are <strong>faster, safer, and widely accepted<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Security_Tips\"><\/span><strong>Security Tips<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Beware of <strong>phishing links<\/strong> and fake payment requests<\/li>\n\n\n\n<li>Never share your <strong>UPI PIN<\/strong> or <strong>OTP<\/strong><\/li>\n\n\n\n<li>Contact SBI customer support or visit a branch for help<\/li>\n\n\n\n<li>Digital beginners can visit <strong>Common Service Centres (CSCs)<\/strong> for assistance<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Brief_Summary\"><\/span><strong>Brief Summary<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>mCASH ends:<\/strong> 30 November 2025<\/li>\n\n\n\n<li><strong>Unavailable from:<\/strong> 1 December 2025<\/li>\n\n\n\n<li><strong>Impact:<\/strong> No more link-based claiming\/receiving<\/li>\n\n\n\n<li><strong>Alternatives:<\/strong> UPI, IMPS, NEFT, RTGS<\/li>\n\n\n\n<li><strong>Action:<\/strong> Update apps, cancel old links, switch methods<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Concluding_Thought\"><\/span><strong>The Concluding Thought<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The phasing out of mCASH is part of a broader movement to modernize digital payments. While transitions can feel inconvenient, modern rails such as <strong>UPI, IMPS, NEFT, and RTGS<\/strong> offer <strong>greater speed, security, and universal acceptance<\/strong>.<\/p>\n\n\n\n<p>Spend a few minutes switching payment methods before <strong>December 1, 2025<\/strong>, to ensure a smooth transition.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>SBI to Retire mCASH from December 1, 2025 \u2014 What Customers Have to Know The State Bank of India will &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"SBI \u0915\u093e \u092c\u0921\u093c\u093e \u092b\u0948\u0938\u0932\u093e: 1 \u0926\u093f\u0938\u0902\u092c\u0930 \u0938\u0947 \u092c\u0902\u0926 \u0939\u094b \u0930\u0939\u0940 \u092f\u0947 \u0938\u0930\u094d\u0935\u093f\u0938 \u2013 \u0916\u093e\u0924\u093e\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u0930\u0942\u0930\u0940 \u0916\u092c\u0930\" class=\"read-more button\" href=\"https:\/\/orissaeconomicjournal.in\/en\/sbi-service-discontinued\/#more-1984\" aria-label=\"Read more about SBI \u0915\u093e \u092c\u0921\u093c\u093e \u092b\u0948\u0938\u0932\u093e: 1 \u0926\u093f\u0938\u0902\u092c\u0930 \u0938\u0947 \u092c\u0902\u0926 \u0939\u094b \u0930\u0939\u0940 \u092f\u0947 \u0938\u0930\u094d\u0935\u093f\u0938 \u2013 \u0916\u093e\u0924\u093e\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u0930\u0942\u0930\u0940 \u0916\u092c\u0930\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":1985,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[290,289,288,285,284,282,286,281,287,283],"class_list":["post-1984","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-banking-news-india","tag-sbi-account-holder-update","tag-sbi-banking-changes","tag-sbi-customer-alert","tag-sbi-december-1-update","tag-sbi-important-notice","tag-sbi-latest-update","tag-sbi-service-discontinue","tag-sbi-service-ending","tag-state-bank-of-india-news","resize-featured-image"],"_links":{"self":[{"href":"https:\/\/orissaeconomicjournal.in\/en\/wp-json\/wp\/v2\/posts\/1984","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/orissaeconomicjournal.in\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/orissaeconomicjournal.in\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/orissaeconomicjournal.in\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/orissaeconomicjournal.in\/en\/wp-json\/wp\/v2\/comments?post=1984"}],"version-history":[{"count":1,"href":"https:\/\/orissaeconomicjournal.in\/en\/wp-json\/wp\/v2\/posts\/1984\/revisions"}],"predecessor-version":[{"id":1986,"href":"https:\/\/orissaeconomicjournal.in\/en\/wp-json\/wp\/v2\/posts\/1984\/revisions\/1986"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/orissaeconomicjournal.in\/en\/wp-json\/wp\/v2\/media\/1985"}],"wp:attachment":[{"href":"https:\/\/orissaeconomicjournal.in\/en\/wp-json\/wp\/v2\/media?parent=1984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/orissaeconomicjournal.in\/en\/wp-json\/wp\/v2\/categories?post=1984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/orissaeconomicjournal.in\/en\/wp-json\/wp\/v2\/tags?post=1984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}