$496 GST/HST Credit: Complete Information in Simple Hindi
$496 GST/HST Credit is a non-taxable benefit paid to the families of low-income Canadians so that they help lessen the tax burden. This credit acts as a cushioning measure to ease the burden of GST/HST on things that matter in their everyday lives, like food, clothing, and services, especially during inflation. The CRA pays out the money in four installments each year, with the next payment due on October 3, 2025.
What is GST/HST Credit?
It is not a tax deduction or a loan but a direct quarterly payment made to qualifying persons. In 2025, single persons without dependents may receive an upper limit of $496. Generally speaking, married couples/common-law partners with children under 19 will be eligible for significantly higher amounts.
Importance to Families:
Any small additional support keeps that family budget in check. Therefore, this credit:
- Diminishes considerations regarding additional tax liabilities on some daily expenses
- Provides assistance through cash flow considerations for budget planning every quarter
- Supports low-income earners, seniors, and single parents
Some Important Facts
- Department: Canada Revenue Agency (CRA)
- Program: GST/HST Credit
- Amount: Maximum behind $496 for singles (higher for families)
- Installments: January, April, July, and October
- Next Payment Due: October 3, 2025
- Type: Non-taxable Credit
- Beneficiary: Poor Canadians and families
Eligibility Condition (2025)
- You must be a tax resident of Canada.
- Must have been at least 19 years old on or before the month of payment. If you have a spouse/common-law partner or live with a child, you may qualify.
- Must file a return for the year 2024, even if returning with zero income.
- Household net income should not exceed CRA limits.
- Must keep marital status, dependents, and address up to date.
Payment Schedule (2025)
- January 3, 2025 – First installments
- April 4, 2025 – Second installments
- July 4, 2025 – Third installments
- October 3, 2025 – Fourth installments
Where the quarterly amount is less than $50, it may be consolidated by the CRA into an annual lump sum. The date may shift to the previous working day if it falls on a weekend/holiday.
How is the amount determined?
The entire amount is dependent on family status and number of children:
- Single, no children: Maximum $496
- Married/Common Law: $496 or more (depending on combined income/dependents)
- With children: Additional amount per child under 19
Update on October 2025 Installment
The October 3, 2025 installment will come on the basis of a 2024 return. Not filing a return will cause a delay in payments or stop them altogether; hence making it very imperative that you still file on time. Also, notify the CRA of any changes regarding marital status, dependents, and address immediately.
What needs to be done to ensure timely payments?
- File your 2024 tax return on time
- Get a direct deposit activated
- Keep your personal information (address, marital status, dependents) updated
- Read the CRA notices/letters carefully
Frequently-Aired Questions (FAQs)
Q1: What is the amount given in 2025?
A: Maximum $496 for singles; higher for families/children.
Q2: When is the next payment?
A: October 3, 2025.
Q3: Do I have to file taxes?
A: Yes. A 2024 return is required even if no income.
Q4: For how many installments does it pay in a year?
A: Four installments – January, April, July, and October.
Q5: Does the amount fluctuate from year to year?
A: Yes. Payments are subject to change based on income, marital status, or dependents.
