Canada CRA Benefits — November 2025 Payments
As November 2025 approaches, millions of Canadians are waiting for monthly and quarterly financial assistance from the CRA. These payments provide crucial support to families, seniors, and low-income workers facing rising living costs. Knowing the correct payment dates helps people better plan their spending.
What are CRA benefits?
The CRA (Canada Revenue Agency) handles payments for a variety of government programs, such as child support, veterans’ pensions, worker assistance, and tax relief programs. These benefits help with daily expenses, health care, food, childcare, and senior living expenses. Payments are issued on fixed dates every month or every quarter.
Key Dates for November 2025 Payments
- CCB – November 20, 2025
- CWB Advance – November 15, 2025
- OAS – November 27, 2025
- CPP – November 27, 2025
- GST/HST Credit – Next Payment January 3, 2026
- CCR – Next Payment January 17, 2026
These dates are in accordance with the CRA’s normal calendar, in which most monthly payments are deposited on the 20th or last week of the month.
Canada Child Benefit (CCB)
The CCB provides tax-free monthly assistance to families raising children. The November payment will be paid on November 20. The amount depends on family income, the number and age of the children. The maximum annual assistance for children under 6 years of age and $6,570 for children 6–17 years of age is set for the 2025–26 financial year. This amount is updated annually based on inflation.
Old Age Security (OAS) and Canada Pension Plan (CPP)
- OAS and CPP are major income sources for Canadian seniors. Both payments will be due on November 27, 2025.
- OAS benefits are available to citizens aged 65 and over, with an average monthly amount of approximately $713.
- CPP benefits are based on a person’s income and lifetime contributions, with an average amount of approximately $772.50 per month.
- Both details can be found on the MSCA (My Service Canada Account).
Canada Workers’ Benefit (CWB)
The CWB provides financial assistance to low-income workers. Its next advance payment will be due on November 15, 2025. Eligibility criteria include filing a tax return, being 19+ years old, and falling within the income limits. Eligible individuals receive 50% of their annual assistance in four installments.
GST/HST Credit
GST/HST payments will not be available in November 2025. The next payment is scheduled for January 3, 2026. This quarterly tax-free credit is available to low-income individuals and partially offsets the GST/HST paid on goods/services. Filing a tax return is mandatory for eligibility.
Canada Carbon Rebate (CCR)
CCR (formerly the Climate Action Incentive) provides quarterly financial relief to households living in provinces affected by the carbon tax. There is no CCR payment in November 2025. The next payment will be on January 17, 2026. The average payment could be approximately $1,200 per household, with additional amounts for rural areas.
How to Check CRA Payments?
Canadians can easily check their payments through the CRA’s official online services.
You can also confirm the payment through CRA My Account, the MyCRA app, or a bank statement (where “Canada Fed” or “RCVT” appears). If payments are late, the CRA recommends waiting 5 business days before contacting.
Summary of Eligibility for CRA Benefits
- CCB: Children under 18, filed tax returns, and Canadian residency.
- OAS: 65+ years of age and a minimum of 10 years of residence.
- CPP: At least one year of CPP contributions.
- GST/HST: Tax returns and income within the limits.
- CWB: Low-income worker 19+.
- CCR: Residence in a province with a carbon tax.
What to do to receive timely payments?
- Activate CRA Direct Deposit.
- Promptly update your address with the CRA if you change your address.
- File your tax return on time each year.
- Pay attention to CRA notices/updates.
Conclusion
Several significant CRA payments are scheduled for November 2025, providing financial assistance to millions of citizens. Knowing the exact dates and eligibility can help people better plan their spending and budget. By monitoring CRA My Account, all benefits can be received timely and securely.
