Canada GST Payment 2025
The fruition date for the next installment payment of the GST/HST credit laid down by the Canadian government is set for November 2025. The Canada Revenue Agency (CRA) provides this payment to low- and middle-income families and individuals for some relief of high inflation and living costs. This payment is mainly meant for easing the burden of those who consider it to be a tax on their basic essentials.
What is the GST Credit?
GST/HST credit is a tax-free credit given by the CRA after three months to eligible persons. It is determined according to their annual income and family size. Most people might not have to apply but, rather, the CRA determines eligibility based on your previous year’s income tax return and effect payment directly. The amounts are directly deposited in your bank account, making it a secure and convenient option.
The Special Payment of November 2025
Typically, GST/HST payments are made on a quarterly basis (January, April, July, and October). In 2025, there is an additional one-time payment in November 2025 being announced by the government besides the regular installments—this special relief is being provided to address inflation.
Estimated Payment Amount (2025)
These payments are based on your adjusted family income and family size. The maximum estimated rates (2025) are:
- Single Individual – Up to $496 per year
- Married/Common-law couple – Up to $992 per year (joint)
- Amount per child under 19: an additional $260 per year
Furthermore, an additional one-time payment of $150-250 is to be paid in November 2025 to ease out families against inflation.
Eligibility
- Must be a tax resident of Canada in 2024.
- He/she must be at least 19 years of age (possible paternity/maternity eligibility if under 19).
- He/she must file a 2024 income tax return, notwithstanding income being nil.
- Adjusted family income must be less than the threshold specified by the CRA.
Checking Audience Eligibility and Payments
- You may check your eligibility for payment status after logging into CRA My Account.
- You may also check the status via the CRA mobile app.
- Should you have any doubt, call the CRA Helpline: 1-800-387-1193.
What you should do if your payment has not been received?
- Verify that the bank account and personal details filed with the CRA are correct.
- If you have not submitted your 2024 tax return, do so immediately.
- If you have not received your payment 10 working days after the payment date, please contact the CRA.
Why is this benefit important?
This quarterly payment provides cash support to low- and moderate-income families in times of rising inflation. It mitigates the effect of GST/HST on food, transportation, and utilities and supports family budgets.
Conclusion
If you qualify, make sure you have filed your 2024 tax return and update your information with the CRA. The additional payment in November 2025 will help offset inflation—direct deposit and a proper return are required for timely receipt.
